Charles Schefer
Senior Branch Manager Vogel Branch
Office: (812) 253-6928 ext.2622
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.


NMLS# 1117002

Call us today to let us help you with all of your savings and lending needs.

HFCU is federally insured by NCUA and is an Equal Housing Lender.






51 years ago, in 1965, what would become Heritage Federal Credit Union began with Local 104 union members conducting financial transactions out of the trunk of a car.  These founding fathers were looking to provide affordable options for financial products and services to their members.

Today, five decades later, Heritage Federal Credit Union holds nearly $523 million in assets and serves over 49,400 members throughout Warrick, Vanderburgh and Posey Counties in Indiana and Henderson County in Kentucky. We continue to make a difference in our members’ lives with products and services that offer lower rates and local servicing.  Volunteering and support for local non-profits is also a priority for HFCU in order to make a difference every day in our communities and in the lives of those we live and work with.

Heritage Federal Credit Union… Making a Difference Since 1965.


  • Home Improvement Loans
  • Auto, Boat, Motorcycle, RV Loans
  • Secured/Unsecured Personal Loans
  • Home Equity Loans
  • Instant Issue Visa Cards
  • Fee Free Checking Accounts
  • Savings Accounts
  • Certificates & IRA’s
  • Instant Issue Debit Cards
  • Shared Branching